Central Bank left another two banks without licenses Photo: Banki.ru 
Bank of Russia on April 13, revoked licenses to conduct banking operations, the Bank Ocean (registration number 1697), and the bank “pulse Capital” (registration number 3002). On Wednesday the press service of the regulator.
As explained by the central bank, the decision to revoke the license was taken due to non-fulfillment by credit institutions of the federal laws regulating banking activities, and regulations of the Central Bank acts as well as the application of the measures provided . law “About the Central Bank of Russian Federation (Bank of Russia)»
According to the regulator, the value of capital ratios Bank “pulse capital” has fallen below 2%, and the amount of equity – below the minimum authorized capital to date the state registration of the credit organization.
«When poor quality of assets” pulse Capital “adequately evaluated taken in connection with the risks. Proper assessment of credit risk at the request of the supervisory authority identified a total loss of own funds (capital) of the bank “, – emphasized in the press release
Ocean Bank, Bank information held high-risk lending policy related to allocation of funds. in low-quality assets.
«In addition, the bank does not comply with the requirements of normative acts of the Bank of Russia in the sphere of counteraction to legalization (laundering) of proceeds from crime and terrorist financing, including the identification of the order of its clients, as well as the quality of presentation information to the authorized body on transactions subject to mandatory control “- to be confirmed in the Central Bank reported. The Bank of Russia reported that Ocean Bank has been involved in carrying out suspicious transactions, including transit.
Credit Institutions Managers and owners have not taken effective to normalize the measures of their work, he stressed control.
Both banks – participants of the deposit insurance system. Payment of depositors will begin no later than April 27 informed the Deposit Insurance Agency
As previously reported, both lenders have been disconnected from the electronic payment systems Bank of Russia (BESP) (Ocean Bank -. On April 6, and the ” pulse of the Capital. “- from 11 April at the same time for the Ocean Bank Bank of Russia set a limit on the amount of individual deposits, said the Banki.ru source in the banking market in the bank a” pulse Capital “from the beginning of April, there were limitations to replenish deposits, reported in. one of the offices finorganizatsii.
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