Central Bank revoked the license of the bank’s Messenger – RBC

Office Messenger Bank

Photo: Yekaterina Kuzmina / RBC

Bank of Russia on Tuesday, November 24 revoked the licenses of four credit institutions, including at the Bank of Moscow Messenger and NOTA-Bank. Relevant information is available at the regulator.

In addition, the license to conduct banking activities have been withdrawn from the Moscow bank “Baltic” and Samara Mortgage and Land Bank.

According to the Central Bank, The Messenger banking license was withdrawn due to non-fulfillment of federal laws and Bank of Russia regulations. The regulator notes that the credit institution commits a breach of banking legislation of the underestimation of credit risk. According to the Bank, the Bank has completely lost its own funds (capital).

At the beginning of November it became known that the shareholders of the bank’s liaison at an extraordinary meeting on December 9 will consider the liquidation of the credit institution. According to the report of the bank, the shareholders will discuss the liquidation on the grounds stipulated claim 1 Part 2 of Article 20 of the Law “On Banks and Banking Activity”. As of September 30 capital adequacy ratio (N1.0.) In Messenger of the bank was 0.98% with a minimum norm of the Central Bank of 10%.

Director of Marketing and Product Coherent Bank Anton Holtzman told RBC that the decision of the Board Directors gather shareholders to discuss the liquidation of the bank, is dictated by the requirements of the legislation. “This is a technical procedure,” – he stressed.

The Messenger Bank appointed interim administration, he is a member of the deposit insurance system. According to the Deposit Insurance Agency, payments to depositors of the bank’s liaison begin no later than December 8th. On November 1, 2015 The Messenger Bank ranked 150 th in the banking system of the Russian Federation.

Moscow NOTA-Bank occupies the 97th position in the Russian banking system, it has also been denied a license on 24 November. According to the Bank of Russia’s liabilities exceed the value of NOTA-Bank over its assets of more than 26 billion rubles. without taking into account the risks associated with possible claims on execution guarantees worth more than 8 billion rubles. The report indicates the regulator, the Central Bank decided to hold the procedure for the settlement of obligations to creditors NOTA-Bank, whose requirements shall be met as part of the first phase, including physical persons.