Today, the Russian government approved changes to the rules for calculating health insurance benefits under a policy of compulsory insurance of civil liability of vehicle owners (CTP). The document signed by Dmitry Medvedev, is designed to simplify and accelerate the payment of a monetary compensation.
According to the explanatory note to the decision, “This will enable citizens who have suffered as a result of an accident, get insurance payment under the contract CTP regarding compensation for damage caused to their health, according to a simplified and operational scheme”.
Now, victims of road accidents citizens do not have to wait until the end of treatment to offset the costs of treating the contract CTP. Insurers will pay the money for the injury according to the standards on the basis of medical documents, specifying the nature and extent of damage, as well as help the fact the accident.
If the health suffered more serious injuries, become disabled or treatment costs exceed the size of the previously generated insurance compensation for personal injury, the victim will incur additional insurance payment within the sum insured, the amount of which from 1 April 2015 will make 500 thousand. Rubles.
“The Rules define the procedure for calculating the amount of insurance compensation and set the standards for determining the amount of such compensation with causing bodily harm to the victim’s compulsory insurance of civil liability of the carrier for damage during transportation of harm to life, health, property and passengers compulsory insurance of civil liability of the owner of the dangerous object causing harm as a result of an accident at the hazardous facility “, – stated in the certificate.
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