Motorists will have to replace all policies CTP – RBC

Motorist insurance company office Photo: Vladimir Smirnov / TASS

On July 1, 2016 to all motorists will have to change their policies CTP. Since then, the PCA will introduce new forms to withdraw from circulation counterfeit policies

On July 1, 2016 the Russian Union of Insurers (RSA) is going to replace all forms CTP policyholders, including acting. This will be done to counter the spread of fake forms CTP policyholders.

The decision was made on Thursday, February 11 at the session of the Presidium of the PCA. It is supported in Goznak and traffic police, said RBC executive director of the PCA Evgeny Ufimtsev

«It is assumed one-stage replacement of old CTP forms to new, including the outstanding” -. Said the President of the PCA and the All-Russian Union of Insurers ( BCC), Igor Yurgens (by “Interfax” quote), adding that the details will not be disclosed until the last moment. At the same time, he noted that “none of the drivers do not have to bear the additional costs, the costs of this exchange will fall on insurers».

«Replacement will bring from circulation counterfeit policies, as well as complicate the possibility of making the new counterfeit, and to consider insurers, whether to buy a fake insurance policy right now, because after July 1, it will have to buy again “-. said Jurgens

The parameters of new forms develops Goznak. They will have a higher level of protection, said Ufimtsev.

According to him, the mechanism of substitution is not explicitly elaborated: “It may be introduced kakoy-to transitional period during which citizens will be able to exchange the old form to the new “-. said Ufimtsev

Changing policies in the middle of the year will entail additional costs on the part of insurance companies, said the head of management methodology obligatory types of” Alpha insurance “Denis Makarov. “As a result, insurers may have problems with the budget. If this change is initiated by the fight against fake insurance policies, insurance companies will have a chance to neutralize the impact on the budget by saving on the fight against fraudsters, distributing fake insurance policies, “- says he

However, Makarov doubt that the replacement policies. It will be an effective way to fight: “Fraudsters often acting ahead of the curve, and is unlikely to have any problems with the seal of the new sample policies. While there is no real punishment for cheaters, and law enforcement agencies do not understand the problem, the situation is not corrected ».

In addition, the PCA will continue to fight the sale of fake insurance policies via the Internet. According to RSA, it has withdrawn from the delegation of 41 domain name; blocked 19 hosting accounts and 73 groups and 104 accounts in social networks; remedied by 11 resources; Removed 192 publications on forums and message boards, and others. According to Jurgens, the PCA is preparing an appeal to the Ministry of Justice in connection with the widespread practice of public offers to purchase fake insurance policies CTP for the lowest price. “These ads are placed directly on the road in the open people who do not fear persecution,” – he added. According to Jurgens, now being discussed a legislative initiative to increase the amount of the fine for driving a vehicle without the policy.

According to the calculations of SAR in Russia a year sold about 1 million counterfeit MTPL policies of about 42 million sold forms. “This means that the 100 sold a policy of compulsory automobile liability insurance accounts for about 2 fake”, – said earlier Jurgens.