RBC has published excerpts from consideration now by the State Duma a bill, which introduces into the Civil Code rule permitting the early repayment of the loan only with the consent of the creditor.
«Loan amount granted at interest, may be returned early to the consent of the lender, including the consent granted by the loan agreement “, -. stated in the bill (document fragment RBC publishes below)
The current version of the Civil Code grants the borrower the right to early repayment of all loans, not associated with entrepreneurial activity. The only requirement for early repayment, in accordance with the norms of the Code, a “notification” of the creditor no later than 30 days prior to the date of early repayment of the loan.
On Monday, RBC reported on a letter signed by the head of the Association of Russian Banks Garegin Tosunyan chief of state -pravovogo management Russian President Larisa Brycheva (RBC publishes a fragment of the letter below). It says that the new version of the articles of the Civil Code deprives the mortgage borrower’s “right to early repayment of the loan without the consent of the lender».
The head of the Parliamentary Committee on Civil, Criminal, Arbitration and Procedural Legislation Pavel Krasheninnikov called reports of the possibility of introducing such a ban “lies».
«This is a lie. There are no such amendments. We specifically checked today … Such we have in the project, there can not be. Early repayment is not any violation. It’s obvious, “- said the deputy (by” RIA Novosti quoted »)
A copy of the letter ARB and its annexes expert opinion
. Detail of the amendments to article 810 of the Civil Code
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