Central Bank revoked the license, two banks and one credit organization – RBC

Photo: Yekaterina Kuzmina / RBC

The first site controller was reported to revoke the license of a credit organization of joint stock company” Republican Social Commercial Bank “JSC BANK” RSKB. ” The decision was due to the fact that the credit institution has not performed the federal laws regulating banking activities, as well as the Bank of Russia regulations. AB Bank “RSKB” holds high-risk lending policies related to the placement of funds in low-quality assets, the regulator said in a statement.

«Adequate assessment of the risks taken and fair reflection of the value of the bank’s assets give rise to a credit institution for reasons implementation of measures for the prevention of insolvency (bankruptcy) “, – stated in the Central Bank. The regulator also said that the credit institution might be cases of untimely fulfillment of obligations to creditors. Decision of the Central Bank of the Republican Social Commercial Bank appointed interim administration. AB Bank “RSKB” – participant of the deposit insurance system. According to reports, in terms of assets of Bank “RSKB” on June 1st, 2014 took 439 th place in the Russian banking system.

Soon on the site controller was reported to revoke the license of a credit institution in St. Petersburg Commercial Ltd. Bank “Invest Ecobank”. CB explained his decision by saying that Investor Ecobank conducted high-risk lending policy did not create adequate risk taking reserves for possible loan losses and comply with the law on countering the legalization (laundering) of proceeds from crime, including in terms of fair submission to the authorized body of information on transactions subject to mandatory control. “In addition, the credit institution has been involved in questionable conduct of transit operations and the withdrawal of funds abroad in large volumes,” – said in a statement. According to the Bank of Russia, as of June 1 of the current year in terms of assets the credit institution took 704 th place in the Russian banking system.

The third in a row on Wednesday, June 10, Moscow lost its license non-bank credit organization “Evroinvest” which, according to statements from 1 June 2015 in terms of assets ranked 788 th in the Russian banking system. The report of the Central Bank states that it does not comply with the law on countering the legalization (laundering) of proceeds from crime and terrorist financing, including the timely and complete directions to the authorized body of information on transactions subject to mandatory control. In this non-bank credit organization has been involved in questionable conduct transit operations, said controller.

The site Deposit Insurance Agency was reported the occurrence of the insured event on June 10 against RSKB and Invest Ecobank. “Due to the fact that these banks are members of the deposit insurance system (№ 816 and № 909 in the register, respectively), each of the investor, including individual entrepreneur (SP), is entitled to receive as soon as possible indemnity provided Federal Law of 23 December 2003 № 177-F3 “On Insurance of Household Deposits in Banks of the Russian Federation”, – said the DIA. Payments will begin no later than 24 June 2015.